Steve Chelski:  

Inventor, lawyer, photographer. Marina del Rey, California. Office/studio boat. Happy. Injured People Are My Priority Dear Friends, A friend was riding her bicycle with right of way was hit by a car and sustained a myriad of injuries. She called me from the scene. The police had refused to come take an accident report because she had refused an ambulance. She had no health insurance and was afraid of the ambulance and emergency room bills. I rushed to her side, checked her condition, and helped her into my vehicle. She could not raise her left arm laterally, which made me suspect shoulder tendon tear. She apparently suffered subluxations to her cervical and thoracic spine, road rashes to the left forearm and hand, bruises to knees and thighs, as well as swollen right knee and ankle. I took information from the car driver, photographed the scene and car, and loaded her bike into my SUV. At her request, I drove her to her chiropractor. On the way, I informed her that her health care, police investigation, and financial recovery would all increase if she took an ambulance to an ER. I explained that her fear of bills was unfounded. Ambulance bills are well worth the speedy care, police report, and ER priority. An injured party usually does not pay for an ambulance. Quite to the contrary; an ambulance bill usually helps put more money into the victim's pocket. Her chiropractor also suggested an ambulance to the ER, to which she finall...Expand for more