Terry Dyck:  

High School was one of those opportunities in life where I wish that I would have worked harder. In fact, in 1981 I remained a credit short of graduating and spent the first half of 1982 getting that credit from Sturgeon Creek, where I met the first love of my life, Jodi Bolin. Did well enough to get myself into U of M, and started off in the sciences. While I loved it, I moved into Polictical Science and Economics and graduated in 1986 with my B.A. In my last year at U of M, I joined the stock market club, and for the first time, found something that really interested me. I think it was the lure of money that was most attractive, from a kid who had little growing up. The stock market crashed in '86 and getting any job in that industry proved impossible. So on the advice of one of my interviewers, I took a position with the CIBC. They transfered me to Thunder Bay in the spring of '87 and I have been here ever since. My goal in banking was to gain experiance and move on. It seems disjointed, but I bought my own Subway Sandwich franchise in 1989 and tried to make my first million. While there were many successes with the operation, my business partners failed me and so went the business. From 1993 to 1995 I was in marketing, and was very good at it. Working for a local radio station, it was a great place to get into the back stage parties of touring rock bands while hanging out with the Morning Man, Don Hickey. But being a radio Sales Executive was not going to bring me to financial success. So in 1995 I found my way back to my original goal and began my carreer as a Stock Broker. I had also met the second love of my life by that time, Catherine Forbes. Here I was about to begin a new career, get married to a fantastic woman and was working on my Masters Degree in International Business, when Catherine added that we where having a baby. That was a big year, so I through out the MBA degree and hit the books to get my Securities licence. In spring of '96 we had Madison, got married in August of '97 and had Jacqueline in the summer of '98. Catherine and I opened our own daycare in '97, so my honeymoon consisted of a honey-do-moon, while building an enclosed space for the fifteen children that would show up at Madison & Friends everyday. That on top of my twelve-hour days and Catherine's full-time work as a High School teacher. Sometimes you look back and wounder how you kept it all together. I have often been blamed for having too much on my plate, and Catherine takes on similar work loads. But she is very efficent, while I have to work harder to get what I want. We sold the day-care and the duplex of which half was dedicted to the kids and moved into what anyone would call a dream house. This was June of 2000, and my brokerage business was in full swing and while we never took an income from the Daycare, we made a nice capital gain on the house. It was all a little too perfect and Christmas of that year I had an uneasy feeling that something had to give. By Thanksgiving Catherine was diagnosed with caner and started a long battle with illness. After surgery, Chemo and Radiation, she was never the same. We looked for more issues and discovere...Expand for more