Karen Karen F. Ludwig:
CLASS OF 1974
Perry Hall High SchoolClass of 1974
Baltimore, MD
University of Maryland Baltimore CountyClass of 2003
Baltimore, MD
Karen's Story
Life
I was married in 1977 to Mark Warns who also went to Perry Hall High School, we were divorced in 1991. I re-married Bill Ludwig in 1992, he went to John Carroll HS. We have been happily married for 27 years, no kids though! I started working in 1975 at Equitable Bank and worked there for 14 years. I came to First National Bank of Md. (changed to Allfirst then M&T Bank) in 1989. I am a Vice President and Dep...Expand for more
uty Chief Underwriter in the Mortgage Corp. and underwriter for the Fannie Mae DUS program/multifamily projects all over the nation. Been with M&T for 30 years now and looking forward to retiring in about 4 years.
Bill and I have two dogs, which are our kids, Willow is six and Tank is 2. Willow is a Golden Retriver and Tank is a rescue. We live in Parkton on 8 beautiful scenic acres. Life is good!
Karen Ludwig
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