Thom Fox:  

I currently serve as the Community Outreach Coordinator and Curriculum Developer at Cambridge Credit Counseling Corp. Over the last decade I have created a number of guidebooks, DVDs and educational curricula designed to educate young people and low-income individuals about personal finance. I am the author of both the Young Adult and Adult editions of the Learn Now or Pay Later series (1st and 2nd editions), and the Cambridge Guide to Credit, Debt and Personal Finance (1st and 2nd editions). In addition, I have co-authored the GoodPayer.com Guide to Credit, Debt and Personal Finance, and Your Financial Future: Understanding Credit, Debt, and Planning for Tomorrow. I also serve as a personal finance columnist for both The First-Time Home Buyer and Fuze magazines. I have consulted or contributed to a number of personal finance initiatives, including the finance unit of Springfield Public School System¿s School-to-Career curriculum, the Learn Now or Pay Later television program aired on the UMass Amherst campus cable system, as well as Net Gain, a high school financial literacy program designed and operated in partnership with the Naismith Memorial Basketball Hall of Fame and USA TODAY. During my tenure at Cambridge, I have conducted personal finance seminars for a wide variety of audiences across the country, including appearances at Arizona State University (Tempe), Rider University, the University of Connecticut, Springfield College, American International College, Western New England College, the Hampshire Educational C...Expand for more